Student Health Insurance Plan

In August 2009, the University of North Carolina Board of Governors implemented a hard waiver student health insurance requirement for all sixteen campuses in the University of North Carolina system.  Beginning the Fall of 2010, if all of the conditions listed below (known as invoking criteria) are true for you, then the State-Level Student Health Insurance Requirement applies.

Students enrolled in Distance Education courses only are not eligible for health insurance and therefore are not required to submit a waiver.

Undergraduate Students are eligible if:

  • Enrolled in a degree-seeking program, and
  • Enrolled in six (6) or more on campus credit hours, and
  • Eligible to pay the university Student Health fee

Graduate Students are eligible if:

  • Enrolled in a degree-seeking program, and
  • Enrolled in one (1) or more on campus credit hours, and
  • Eligible to pay the university Student Health Fee

If the requirement applies to you, you must prove you have health insurance coverage each semester you are enrolled by submitting an online waiver to StudentBlue that shows evidence of existing credible coverage or you will be automatically enrolled and charged the premium.

If you’re still not sure whether the State-Level Health Insurance Requirement applies to you, contact our office at 919.515.2563, option 6 or email at student-health-insurance@ncsu.edu. (should open a link to submit an email)

Special Student Populations

International Students

All international students in some nonimmigrant visa categories have health stipulations mandated by federal regulation (e.g., medical evacuation, repatriation, and other requirements).  All degree-seeking international students, regardless of semester credit hour level, are eligible to purchase SHIP.

Study Abroad, Co-op, and Student Interns

Degree-seeking students participating in a UNC system campus-sponsored study abroad program, are eligible for, but are not required to have, the UNC System SHIP.  If you are one of these students, you may purchase SHIP for the entire semester or for the portion of the semester when you are not in Study Abroad.  Study Abroad students are not automatically enrolled or charged for the plan.  Study Abroad students MUST enroll themselves into the plan in order to participate in the plan.

Degree-seeking students participating in a Co-op program or as a student intern, are eligible for, but are not required to have the UNC System SHIP.  Co-op students and Student Interns are not automatically enrolled or charged for the plan.  Co-op students and Student Interns MUST enroll themselves into the plan in order to participate in the plan.

Student Health Insurance Plan Premiums 

The Student Health Insurance Plan (SHIP) premium will appear on your student account once you register for courses and if you meet all of the invoking criteria.  The premium can be removed from the account by submitting an online waiver by the posted deadline.  Be aware that if you fail to waive coverage, the premium for SHIP is non-refundable after the posted deadline each semester.  If you wish to enroll in SHIP (need to link to SB website), we encourage you to do so during open enrollment.  This ensures you will receive an insurance card as quickly as possible.

Please note, if you neither waive nor enroll in SHIP by the posted deadline, you will automatically be enrolled after the posted deadline. The Spring 2018 Student Blue portal will open on November 1, 2017 and will be open until January 31, 2018.  The insurance premium is non-refundable after this deadline. The 2017-2018 premium is $1,270 per semester.

Health Insurance premiums are not included in the total cost of attendance.  Students who purchase SHIP may contact their financial aid counselor to request the expense be included in their individual cost of attendance.

Medically necessary services, rendered by Student Health Service providers, are covered 100% (no copayment, no deductible).  Prescriptions filled by Student Health Pharmacy are covered with a $15 co-payment per prescription or refill.

Visit the StudentBlue website for more information on plan benefits.